As long as you have sufficient financial resources and a good operational base, you can apply for a banking license in a highly regulated Canada. Rogers, Canada's largest mobile telecommunications company, is doing this, and this is in many countries. It is absolutely impossible to appear.
Rogers, Canada's largest telecommunications operator, has issued credit cards, and their savings business licenses are still being applied for. After that, they will continue to apply for banking licenses such as investment banking and wealth management. However, "the entire license is estimated to take several years. If China Mobile runs the bank, what will China's financial industry look like?
New opportunities for mobile payments?
In Canada's mobile payment, NFC mobile payment dominates, because Canada is the country with the highest penetration rate of NFC mobile phones in the world, accounting for more than 70% of all mobile phones. Therefore, the mobile payment industry in Canada generally prefers mobile payment for NFC mobile phones. Rather than the current situation of China's current QR code and NFC mobile phone, this naturally leads to the active position of telecom operators in the mobile payment process, because banks need to help telecom operators with huge SIM card market, only telecommunications operators The NFC mobile phone can realize the mobile payment function by synthesizing some bank financial information in its SIM card.
In the process, Rogers marketing director David Robinson said: "Rogers itself is the owner of the SIM card, just like the owner of the store, and the bank is similar to the status of the merchant, need to rent space to the telecommunications operator, which itself Give mobile operators bargaining power; but because telecommunications operators did not have any banking business and did not have the ability to issue bank cards, so to expand their role in mobile payments, telecommunications operators need to rely on the bank's huge financial data and Financial customers realize their own financial attributes, Rogers banking license may break the original balance in the long run, "We developed credit cards to facilitate our customers, of course, we do not exclude traditional card issuers such as CIBC, MasterCard, because we The share of the credit card business is still very low, and traditional banks have historical advantages in the financial sector, but having a banking license will undoubtedly enable us to take advantage of our traditional advantages in the telecommunications field, especially in the context of current mobile payments entering the market. under. â€
A Canadian native is not guilty of getting a banking license for Rogers: "Rogers' market share and consistent monopoly position keeps our daily telecommunications costs high, and its dominant position in the mobile payment process increases the cost of mobile payments. These costs are ostensibly borne by banks, but in the long run, they must be borne by consumers, although inter-bank competition factors can reduce this cost to some extent."
Rogers, Canada's largest telecommunications operator, has issued credit cards, and their savings business licenses are still being applied for. After that, they will continue to apply for banking licenses such as investment banking and wealth management. However, "the entire license is estimated to take several years. If China Mobile runs the bank, what will China's financial industry look like?
New opportunities for mobile payments?
In Canada's mobile payment, NFC mobile payment dominates, because Canada is the country with the highest penetration rate of NFC mobile phones in the world, accounting for more than 70% of all mobile phones. Therefore, the mobile payment industry in Canada generally prefers mobile payment for NFC mobile phones. Rather than the current situation of China's current QR code and NFC mobile phone, this naturally leads to the active position of telecom operators in the mobile payment process, because banks need to help telecom operators with huge SIM card market, only telecommunications operators The NFC mobile phone can realize the mobile payment function by synthesizing some bank financial information in its SIM card.
In the process, Rogers marketing director David Robinson said: "Rogers itself is the owner of the SIM card, just like the owner of the store, and the bank is similar to the status of the merchant, need to rent space to the telecommunications operator, which itself Give mobile operators bargaining power; but because telecommunications operators did not have any banking business and did not have the ability to issue bank cards, so to expand their role in mobile payments, telecommunications operators need to rely on the bank's huge financial data and Financial customers realize their own financial attributes, Rogers banking license may break the original balance in the long run, "We developed credit cards to facilitate our customers, of course, we do not exclude traditional card issuers such as CIBC, MasterCard, because we The share of the credit card business is still very low, and traditional banks have historical advantages in the financial sector, but having a banking license will undoubtedly enable us to take advantage of our traditional advantages in the telecommunications field, especially in the context of current mobile payments entering the market. under. â€
A Canadian native is not guilty of getting a banking license for Rogers: "Rogers' market share and consistent monopoly position keeps our daily telecommunications costs high, and its dominant position in the mobile payment process increases the cost of mobile payments. These costs are ostensibly borne by banks, but in the long run, they must be borne by consumers, although inter-bank competition factors can reduce this cost to some extent."
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