Mobile payment is a hot industry today. It is connected with multiple industry chains. Maibaole is very optimistic about the prospect of mobile payment, and mobile payment has long-term development space. At present, Alipay and WeChat Pay occupy the main market, relying on the huge user groups of Taobao and WeChat, they have done a good job of user conversion. This has given the mobile payment market a clear path, that is, whoever has user resources can win the market.
As the carrier of mobile payment, mobile phone gives the mobile phone brand an absolute right to speak. Apple Pay is a payment system built on the basis of Apple users. And Xiaomi has a group of loyal fans, naturally will not miss this opportunity. Mi Pay officially debuted in September this year. Unlike Apple Pay, Xiaomi Payment not only supports near-field payment, but also supports remote payment. There are 21 Mi Pay cooperative banks, and also support bus cards in six provinces and cities including Shanghai, Shenzhen, Beijing, Guangdong, Suzhou and Wuhan. We can see that Xiaomi Company is going to be strong in the payment field, and intends to open a new development path.
Xiaomi has hardware equipment that Alipay and WeChat don't have. It has more remote payment and long-term layout planning than Apple and Huawei. If the user resources can be fully realized, it will quickly occupy the mobile payment market. However, since Xiaomi is a mobile phone, if it is unable to maintain an advantage in the main business of mobile phones, it will be difficult to show strong momentum in the payment field. Therefore, Xiaomi has the advantage of entering the mobile payment market. To maintain this advantage, it is necessary to further enhance the brand competitiveness while expanding the payment business. This is the biggest problem facing Xiaomi.
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