The payment trend, why is it said that the payment industry can achieve "lie down"?

With the development of the Internet era, the trend of the payment industry has risen linearly from 2010 to 2018. According to the data of the transaction scale 2010, the statistics are 1010.48 billion yuan, an increase of 223.8 billion in 2011 ..., after the fee change on September 6, 2016, it was cancelled The credit card swiping card capped, the major banks and major payment industries cheered, because everyone understands that the winter of payment has passed, and the spring has quietly arrived.

Major banks have increased the number of credit card issuances, and have gradually increased the number of card issuing banks, expanding from the initial first-tier city processing area to major lower-tier cities and counties. With the promotion of the payment market, the development of credit card groups has become more and more extensive, and third-party payment Started to invest in the market in large quantities and quickly deployed in the payment industry.

The Alipay developed by Ma Yun has developed from the initial merchant collection to today's personal collection code, and Alipay and WeChat have developed from the initial savings card to facilitate the credit card payment scan code payment. The payment balance of Alipay and WeChat is free from the initial withdrawal to the withdrawal fee charged today. The development of a smart society, although it is convenient for others, but behind the payment collection of Alipay WeChat, that is the income from the payment. Make money!

Before the fee change on September 6, 2016, whether it was a small hand brush or a big machine, it was sold to customers. After September 6, it became a delivery, subverting the payment business model. Although it is a delivery, the service provider charges income. In order to lay out the financial payment circle and respond to the development order of Wanzhong Innovation, the payment industry has been heavily involved in the market from 2016, so the payment profit model:

1. You are eating, customers are trading, you are making money.

2. You are sleeping, customers are trading, you are earning.

3. You are traveling, customers are still trading, you still have income.

4. You are shopping, customers are trading, you are making money.

5. You are dating, customers are trading, you are making money.

6. Whenever a customer trades, you are making a profit.

[The payment industry has grown significantly and will be an important turning point in 2018]

In other words, the charm of the payment industry is short-term investment, which can achieve long-term benefits. Even if you no longer belong to this circle in the future, you can still enjoy the fruits of your hard work. This is also one of the important reasons why the turnover of the payment industry is relatively small compared to other industries.