Outdoor self-guided travel is a more relaxing way than traditional travel. In order to make outdoor self-help travel more perfect, safety issues must be considered. Did ALICE ever think about what to look out for when traveling abroad? Have you ever thought of buying outdoor self-guided travel insurance? When you have an outdoor travel plan, whether it is traditional tourism, self-drive or outdoor self-help travel, you should buy related travel insurance. This will not only be able to deal with the consequences of various emergencies, but also make you feel at ease. Make your journey more enjoyable. The following introduces you to some of the little knowledge of outdoor insurance.
There are several types of outdoor insurance. The following is a brief introduction to the type of outdoor insurance. The main products of outdoor insurance: tourist accidental injury insurance, travel personal accidental injury insurance, accommodation visitor personal insurance, travel assistance insurance and travel assistance insurance, of which the first three are basic insurance.
1. Accidental casualty insurance for tourists: Traveling on the go is indispensable. Not afraid of 10,000, I'm afraid that if the last insurance is equal to a belt. Mandatory tourist accident insurance premiums are included in the fare. Tourists actually have already paid the insurance when they purchase tickets and tickets. Their insurance premiums are based on 5% of the fare. The insurance amount is 20,000 yuan. The period of insurance is the entry of a ticket or entering the station from the middle of the ticket, and the ticket is to be taken out of the station or disembarked and disembarked. During the period of insurance validity, if an accident leads to the death, disability or loss of physical functions of tourists, the insurance company shall pay the insurance money to the wounded or the family of the deceased, in addition to paying medical expenses as required.
Tickets for tickets, tickets, and attractions contain mostly insurance. These tickets also have the meaning of insurance vouchers. In the event of an accident, they are the basis for claiming insurance compensation and insurance benefits and should be properly preserved.
2. Personal accidental injury insurance for tourists: Before traveling to scenic spots and experiencing thrilling tourism projects, it is best to choose voluntary tourism personal accidental injury insurance first. Now that the insurance company opens the insurance, each insurance premium is 1 yuan, the insurance amount is 10,000 yuan, and up to 10 can be insured at a time. The period of insurance is from the moment when the insurance is purchased into the tourist attractions until the time of leaving the attractions.
What needs to be emphasized here is that tourists can choose whether to buy or not to buy insurance according to the size of the tourism project safety factor. But when you participate in the following tours, you'd better invest in adventures: adventure tours, such as exploring the Grand Canyon, cave adventures, traveling to deserts, and prairie tourism; ecotourism, such as watching animals in a safari park, picnicking in wild botanical gardens, camping, etc. Thrilling tours, such as rushing water rafting, climbing cliffs and so on.
3, residential visitors life insurance: The insurance premium of 1 yuan per unit, from the date of accommodation at 0:00, the insurance period of 15 days, the expiration can be extended, you can vote more than once. Each insurance liability is divided into three aspects: one is 5,000 yuan for accommodation and tourist insurance, two is for tourists, and the insurance premium is 10,000 yuan. The third is compensation of 200 yuan for accidental damage or theft of visitors’ personal belongings. During the insurance period, the insurance company has different standards according to accidents, external attacks, murders, or death, disability or bodily loss due to accidents, external attacks, murders, or the protection of the lives and property of others or others, or the theft, robbery, etc. of personal belongings. Pay insurance money.
4. Travel assistance insurance: This type of insurance is a type of insurance that is generally provided by various insurance companies in China. It is an insurance company and an international rescue center that is jointly launched by SOS. Visitors can get free help at any time, anywhere in the world. The original tourism personal accident insurance service will be expanded to extend the general after-sale claims of traditional insurance companies and provide timely and effective assistance in the event of an accident.
5, tourism assistance insurance: This insurance is very suitable for travel abroad. With its guarantee, if an accident occurs or the tourist disputes cause legal disputes due to the absence of local customs laws and regulations, just make a phone call and you will receive free help.
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