The handling fee required for credit card shopping is actually borne by the merchant and will not deduct the consumer fee. How does the Pos machine agent make money? This is the case. The fee deducted from the merchant is based on the 7:2:1 distribution rule, 70% for the bank card issuer, and 20% for the third party or operation. Business, 10% to China UnionPay.
If you are a Pos machine agent, you will get a certain amount of distribution from a third party or operator, and the third-party operator will distribute the 20% of the fee you have obtained to the agent. As for the proportion of each company It is different.
01 You have installed a POS machine for a restaurant. This hotel collects 10,000 yuan per day through this pos machine. That 10,000 yuan will have a handling fee of 125 yuan, according to the above ratio, 20% of 125 is 25 yuan to the third-party operators of POS. Then as a POS machine agent, it will be able to be divided into some of these 25 yuan, the specific can be divided, this is calculated, the agent is divided into = (signing rate with the merchant - settlement rate) * credit card amount * points The ratio of the run rate, the settlement rate and the share ratio are different. The settlement rate can be understood as follows. Only the third-party companies above this settlement rate have a share, and only the third-party companies have their own shares. Agents can be divided.
02 When examining the diversification policies of various companies, we should not only ask for a high degree of separation, but should seek stability and security. The first thing to pay attention to in terms of safety and stability is the problem of sealing machine. How many low-rate machines are sealed? This is caused by the fact that the implementation of the low-rate machine directly affects the interests of the agent. If it is implemented by the set-up method, it will be easily supervised by China UnionPay. The UnionPay will follow the credit card time period and swipe the card. The amount of judgment, then the direct consequence is to seal the machine and freeze the account for a period of time. In addition to affecting the merchant, the seal will affect the reputation and distribution of the agent. The legal way is the low rate that the operator realizes by giving up part of his distribution.
Xiao Bian finally reminded the card friends, if you plan to be an agent, you must ask how the low rate is achieved. Beware of all kinds of low-rate or zero-rate scams. Once you are cheated, the consequences are unimaginable.
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