Nowadays, credit card consumption has become an indispensable part of people's lives. Shopping malls, supermarkets, restaurants, etc. all have their own Pos machine, although the card is convenient, but you have thought about the POS machine that must be used when swiping the card also has security risks? For the problems that occur when using a POS card, the following small series reminds the customer to pay attention to the following points when using the Pos machine to swipe:
1. Check if the amount on the shopping receipt is correct. When a consumer spends a card in a mall, the cashier will ask the consumer to sign the transaction document according to the bank card transaction requirements. Need to remind consumers that before signing, you should first confirm whether it is your own card number, and carefully check whether the amount and currency on the purchase order are consistent with the actual consumption, and only sign correctly if it is correct.
2. Credit card operation is different from the savings card. In addition to the fact that the credit card does not require the principal, in order to make it more convenient for consumers to use, many credit cards do not need to input a password when they are used, and the cashier only needs to check the user's signature. Of course, this kind of convenience also creates some insecurities for the credit card. If the consumer's credit card is lost or left behind, it is likely to be stolen. Therefore, consumers should take extra care to save the credit card. It is best to regard it as cash. Protected.
3, do not forget to tear up the transaction documents when using the POS machine to swipe the card transaction error. In the event of a transaction error or cancellation of the transaction, the consumer should tear up the wrong transaction slip on the spot. In addition, the salesperson should be required to issue a counter-offer to offset the original transaction, re-run the transaction, or obtain a refund from the merchant. . The transaction document is a transaction voucher. Therefore, the transaction document must be properly kept, in addition to future verification, to avoid counterfeiting.
4. Use bank cards as little as possible when purchasing uncertain products. If there is any dissatisfaction or inappropriateness of the product after shopping, it is inevitable to return or replace it. In this regard, consumers should try to avoid using POS machines when purchasing some uncertain products. The reason is that when returning goods, the amount has been removed, the procedure is relatively troublesome, and the rest days of UnionPay and commercial banks may not be exhausted. Consistently, various factors may cause the return money to fail to return to the card in time, and even bring undue losses to the cardholders.
5, a card is not successful, and then carefully check the credit card consumption details after the card is swiped, and find problems in time to contact the consumer unit and the relevant banks to avoid financial losses.
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